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House or Apartment: Which One’s Best For You

House or Apartment: Which One’s Best For You

 

The debate whether to live in a house or an apartment is not new. A lot of people face this dilemma and if you’re reading this, you are one of those people. Ultimately, the decision whether to live in a house or apartment boils down to two things: financial consideration and lifestyle preferences.

If money is no object, chances are you’re going to buy a house. Full-scale houses generally have bigger spaces and you get to renovate and design it according to your preferences. However, buying a house is much more expensive than getting an apartment.

Aside from the house itself, owning a home requires you to pay insurance, property tax, maintenance, and other expenses associated with house ownership.

Apartment living, on the other hand, has always been an attractive option for people who can’t afford – or don’t want to – live in a full-scale house. Apartments have a wide range of benefits, top of which is that fact that it’s generally cheaper than a house – whether you’re buying or renting one.

Living in an apartment complex usually brings access to a large array of amenities that you might not get if you purchase a home. These amenities include things like a common room, a swimming pool, a gym, communal barbeques, covered parking, and a security system.

Apartments also tend to have lower maintenance expenses, especially if you’re just renting the place. With nearly all apartments, maintenance is covered and taken care of by the landlord or the body corporate, making one less major worry for you when that leaky pipe finally bursts.

It is for this reason that people who can’t afford to buy a house for the time-being prefer to stay in apartments. Also, if you’re living alone for the foreseeable future, then apartments are perfect for you. This is why a lot of younger professionals choose apartments over houses.

However, living in apartments comes with cons of its own. If you rent an apartment, odds are you have neighbors, in the same building, next to you. You might also have people living above you, below you, or both. Depending on the situation, this can be a noisy proposition.

Whether you end up getting a house or an apartment, or vice versa, the important thing is that the place you choose suits your budget and lifestyle preference.

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